Hao Nguyen founded National Lending Corporation in 1999 prompted by his vision to help everyone achieve the American dream of owing their own home and more. His mission is to create more financially independent families than any business in the country. Overcoming Challenges In order to accomplish his mission, Mr. Nguyen knew he would have to overcome traditional mortgage industry challenges. Banks won't hire loan officers to work part-time, and they definitely won't hire people without experience! Hao wanted to open the opportunity to everyone so he created a system that would allow people to start part-time without risking thier current job security. Because NLC hires inexperienced loan officers, comprehensive, multi-faceted training programs were developed, and futhermore, the unique structure of National Lending Corporation provides mentors for all new associates. Limiting Factors Banks are limited as to the people they can help. They are structured to service people with "A" credit or prime credit and turn away people that don't fit into their narrow parameters. While most brokers can assist people with subprime credit, they are limited by their number of lenders as well as small geographic areas. National Lending Corporation helps people with all types of credit. Our nationwide operation allows us to close loans across the U.S. and with over 200 lenders, we will have a program that meets the client's needs. The volume of business we conduct ensures that we can meet or beat any rate! Industry Turnover Challenge Regardless of an operation's size, most mortgage brokers use the commission-split system, requiring loan officer professionals to forfeit half of their commissions to their brokers in exchange for an office environment and company services. The top producers contribute the most to the operation's overhead, thus supporting the amateur, part-time and low-producing loan officers. Most people leave the business within two years, making the mortgage industry a high-turnover industry comprised in large part by inexperienced and unprofessional staffs. Low Commission Structure One of the main reasons most high producing loan officers leave their companies to open their own offices is the commission structure inherent within the conventional system. This creates more competition and poses a challenge for brokers who provide in-house training for their mortgage consultants. Hao Nguyen wanted to change all that. He believed that to attract and retain the best mortgage consultants in the business, we have to respect the entrepreneur spirit - everyone wants to own their own business. His vision is to change the way in which loan officers will be paid. NLC was formed to deliver just what most associates are looking for - an opportunity for them to build a business within a business with maximum compensation and benefits, a unique building and support system, advanced technology and a nationwide broker network that allows National Lending Corporation associates to build and expand their businesses across the country. We truly believe "you can never make the kind of money you'd like to make doing the work yourself, but you will make a lot of money if you can create a cause to help people do what they really want to do." The concept is well perceived by industry professionals, and this helps create a momentum for National Lending to launch its business plan and pave the way for its associates to fulfill their dreams. As a result, National Lending Corporation has positioned itself as the industry leader for its unique business format system and powerful marketing strategies.

Contact Information Company: Nationwide REO Brokers Email: sdupont@nreob.com

Peak Funding, Inc. is committed towards providing the most competitive rates and unparalleled customer service in the mortgage industry. Combined with over 50 years of Residential Lending experience and over 40 years of Commercial Lending, Structured Finance, and Investment Banking, we are the broker for several different lenders and daily receive updated rates instantly from these lenders as and when the interest rates adjust. Peak Funding, Inc. has every product available, but it is our experience and knowledge that dictates which Lender or Bank that is tailor fit to your needs. We are driven to secure the privacy of our clients and vow to work in the most efficient manner to seamlessly deliver economic loans as fast as any other competitor. We at Peak Funding, Inc. offer an online consumer service that links borrowers to a network of qualified mortgage lenders throughout the nation. Based on the information you provide, we search Peak Funding, Inc.'s extensive database to identify the mortgage Lender best suited to meet your home refinance or purchase needs, at the most competitive rates. To make a successful match, we create a simple profile of you based on the information you submit. This information includes your name, address, phone number, e-mail address, income and any specific financial information related to the type of loan you seek. This information is required by lenders to verify your eligibility for a loan. Your loan request will be released to the lender(s) meeting our search criteria; only upon your authorization (submission of a completed questionnaire qualifies as authorization). Your information will be reviewed by the mortgage lender in our network and you will then be contacted directly by phone or e-mail within one business day. You, as consumers, are under no obligation to pursue loans with any entity in the Peak Funding, Inc. network.